General Liability Insurance

Why Choose Stepan Insurance for Public Liability Coverage?

• Lowest Prices in Town – Get top-quality coverage at the best rates.
• Fast & Free Quotes – Call 651-480-1000 today for a free general liability insurance quote in Minnesota.
• Customized Insurance Policies – We tailor coverage to meet your specific business needs.
• Trusted Expertise – Years of experience helping Minnesota businesses stay protected.

What Does General Liability Insurance Cover?

Your business needs protection from unexpected accidents and claims. General liability insurance helps cover:

Bodily Injury Claims

If someone is hurt on your business property, a claim for bodily injury can be filed against you. Your liability insurance policy will cover medical bills, lost wages, and legal expenses if warranted.

Property Damage Claims

Property damage claims can happen if your business operations cause damage to someone else’s property. Having liability insurance ensures you’re covered for repair or replacement costs. There may or may not be a deductible for property damage.

Personal & Advertising Injury Claims

Claims such as libel, slander, copyright infringement, or false advertising can lead to very costly lawsuits. With the right liability insurance policy, you won’t have to worry about these risks.

Legal Defense Costs

Legal defense costs can be very expensive. Even if a claim is unfounded, costs can add up very quickly. Stepan Insurance provides business insurance policies that cover attorney fees, settlements, and court costs.

Who Needs Business Liability Insurance in Minnesota?

Every business faces risks. Business liability insurance is crucial whether you own a small shop, a contracting company, or an online store. Please take a look at some of the business types that can benefit from the coverage:

• Contractors & Construction
• Retail Stores
• Restaurants, Bars, & Food Services
• Professional Services
• Landscaping & Cleaning Services
• Home-Based Businesses