Bar Insurance

Why Choose Stepan Insurance for Your Bar Insurance Needs?

At Stepan Insurance, we specialize in cheap bar insurance that still provides the quality protection you need. Whether you run a small tavern, a bustling nightclub, an upscale lounge, or a neighborhood pub, our policies are designed to keep you covered without breaking the bank.

• Fast, Free Quotes: Call us today at 651-480-1000 for a quick, hassle-free insurance quote.
• Lowest Prices Guaranteed: We strive to offer the most affordable solutions for your business.
• Comprehensive Coverage: Protect your bar, lounge, restaurant, or pub with a customized insurance plan.
• Experienced Team: With years of experience in the industry, we know exactly what you need to stay protected.
• Excellent Customer Service: We’re always here to answer your questions and help you get the best coverage.

What Does Our Bar Insurance Cover?

Owning a bar or lounge in Minnesota comes with a unique set of risks. That’s why it’s so crucial to have an insurance policy customized to meet your business needs. The policies we offer include insurance coverage options like:

Liquor Liability Insurance

Serving alcohol can be a precarious business in Minnesota. You could certainly be held liable if a patron causes injuries or property damage due to intoxication. Our liquor liability insurance ensures you’re covered against lawsuits and financial loss.

General Liability Insurance

General liability insurance protects your Minnesota business against bodily injury and property damage. Incidents such as slips, falls, and injuries can quickly escalate into lawsuits. Don’t leave yourself open and vulnerable to costly legal fees – get your business covered today!

Property Insurance

Our property insurance protects your bar from unexpected damage, including fires, vandalism, and natural disasters.

Workers’ Compensation Insurance

Your employees are your greatest business asset. They need to be protected with workers’ compensation insurance. This covers medical bills and lost wages resulting from workplace injuries or diseases.

Business Interruption Insurance

If an unexpected property loss forces you to temporarily close your business, business interruption insurance helps cover lost income and expenses, allowing you to get back on your feet.

Assault & Battery Coverage

Unfortunately, fights can occur in bar settings. That’s why it is essential you have assault and battery coverage; you can have financial protection in case of a physical altercation involving your patrons or employees.

Equipment Breakdown Insurance

Bars and restaurants rely on refrigerators, ovens, and POS systems. Our equipment breakdown insurance helps cover repairs or replacements in the event of unexpected equipment failures.

Get a Free Quote Today – Call 651-480-1000!

Your business deserves the best protection at the best price. Stepan Insurance is your go-to provider for bar insurance in Minnesota.

• Do you own a bar? Call us today!
• Do you run a pub or lounge? Get a free quote now!
• Looking for affordable restaurant insurance? We’ve got you covered!

With our cheap bar insurance, you can focus on what matters most – running your business successfully. We take the stress out of finding the right coverage and provide personalized solutions that meet your unique needs.