FAQ

With Stepan Insurance, we compare quotes and coverage with numerous providers. This is the number one way to reduce business insurance costs. In addition to comparing, bundling, lowering limits (not recommended), picking a higher deductible, and managing risks to avoid claims.

In most cases, we can provide a certificate of insurance within minutes if we have all the necessary information. In some cases, there may be requirements from a landlord, general contractor, or parties with whom you have contracted. If you have any requirements, please email them to us before signing the contract. This avoids any unnecessary surprises and accelerates the process.

Yes, commercial insurance is a business expense. You will want to deduct your annual premium from your business income. If you have more than one business insurance policy, you can deduct the cost of each policy.

While some policies can be written on the same day, others can require extensive marketing. Having all the information to quote your business is imperative. If you currently have coverage, we will need your three-year loss runs (a written loss history). In addition to the loss runs, a copy of your policy is invaluable.