Commercial Auto Insurance

Why Choose Stepan Insurance for Your Business Auto Insurance in Minnesota?

Every business is different, so Stepan Insurance works hard to provide customized insurance solutions at the best rates possible. Please take a look at why Minnesota businesses trust Stepan Insurance:

✅ Lowest Prices in Town – We offer cheap commercial auto insurance without sacrificing top-quality coverage.

✅ Fast, Free Quotes – Get a quote in minutes and save time and money immediately.

✅ Customized Coverage – We customize policies to fit your needs, whether you have one commercial vehicle or a fleet.

✅ Local & Trusted – As a Minnesota-based insurance agency, we know what businesses need.

✅ Exceptional Customer Service – Our friendly experts help you every step of the way.

 Call 651-480-1000 Now for a Free Commercial Auto Insurance Quote!

Exactly What Types of Vehicles Need Business Auto Insurance?

If you use vehicles for work, they need business auto insurance—personal auto policies won’t cover business-related accidents. Here are some common commercial vehicles we insure:

• Company Cars & SUVs – Used for employee travel, client meetings, and deliveries.
• Pickup Trucks – Used by contractors, landscapers, and service professionals.
• Cargo & Delivery Vans – Essential for couriers, florists, and food delivery services.
• Box Trucks – Used by moving companies, retailers, and logistics businesses.
• Semi-Trucks & Tractor-Trailers – For long-haul trucking and freight transport.
• Tow Trucks – For roadside assistance and towing businesses.
• Food Trucks – Mobile kitchens, coffee trucks, and catering vehicles.
• Passenger Vehicles – Taxis, rideshare, and shuttle services.
• Construction Vehicles – Cement mixers, dump trucks, and more.

 Get a Free Quote Now – Call 651-480-1000!

What Does Commercial Auto Insurance Cover?

The right policy protects you from financial loss in the event of an accident, theft, or damage. Our policies can include:

✔ Liability Coverage – Protects your business from legal expenses and medical costs if you’re at fault in an accident.

✔ Collision Coverage – This pays for vehicle repairs if you are involved in a collision with another car or object.

✔ Comprehensive Coverage – This coverage includes damage from events such as fire, theft, deer, hail, falling objects, or vandalism. It is also referred to as other than collision coverage.

✔ Uninsured/Underinsured Motorist Coverage – This protects you if another driver lacks insurance or does not have enough.

✔ Personal Injury Protection (PIP) – This coverage pays for medical expenses and wage loss resulting from an accident.

✔ Hired & Non-Owned Auto Coverage – If employees use personal or rented vehicles for business.

✔ Roadside Assistance – Covers towing, battery jumps, lockouts, and fuel delivery.

Protect Your Business Today – Call 651-480-1000 for a Free Quote!